If It Depreciates, Lease It. If IT
Appreciates,
Buy
It.

Benefits of Leasing/Financing

Conserves Working Capital (100% Financing)
An ACI Financial lease does not tie up working capital as do other methods of equipment acquisition, thus allowing more productive use of available capital. Therefore, your company gains both the needed equipment and the capital for further growth.
Does Not Disturb Existing Bank Lines (New Credit Source)
There is a borrowing limitation in every business operation. ACI Financial leases enable your company to maintain its borrowing capacity while allowing the advantage of the use of new equipment without burdening bank credit availability.
Overcomes Budget Limitations
The purchase of new equipment may be beyond capital budget limitations. Without leasing, the unhappy alternative usually is the continued utilization of machinery that has lost its maximum productive capabilities. Equipment leasing enables monthly payments to be made from operating budgets rather than from capital budgets thus enabling the acquisition and use of more up-to-date equipment.
Tax Advantages (Faster Write-Offs)
When monthly rental deductions are greater than depreciation expense, tax liability is reduced. Lessees should consult their accountants to determine if a lease plan offers tax advantages.
Produces Profit
Many businesses realize a positive cash flow from leasing equipment immediately because revenue produced by leased equipment can pay for the lease. Profits come from the use of the equipment and not its ownership.
Hedges Against Obsolescence
ACI Financial enables replacement of equipment before obsolescence reduces efficiency and profits. This is accomplished without additional cash investment simply by transferring payments from non-productive to productive new equipment.
Hedges Against Inflation
ACI Financial leases allow payments to be made over a long term. Payments are made with tomorrow's dollars which may have a lesser value than today's.

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