EQUIPMENT FINANCE AGREEMENT (a.k.a Financing)

FINANCE TO OWN – NO RESIDUAL, NO BUY OUT

• CUSTOMER GETS DEPRECIATION (Tax Code 179)

• FIXED PAYMENTS

• NO PURCHASE OPTION (Full Pay Out)

CAPITAL LEASE (a.k.a $1.00 Purchase Lease/$1.00 Out Lease)

Lease To Own

• CUSTOMER GETS DEPRECIATION (Tax Code 179)

• FIXED PAYMENTS

• STATED PURCHASE OPTION ($1.00 OR 10%)

OPERATING LEASE (a.k.a Fair Market Value Lease/FMV Lease)

Lease With The Option To Buy

• MONTHLY PAYMENTS ARE DEDUCTIBLE EACH YEAR

• FIXED PAYMENTS

• FAIR MARKET VALUE PURCHASE OPTION – Hardware Only

Unique Structures

No-Deferral: No payment upfront, first payment in 30 days.

3-Month Deferral: 1 payment upfront, next 3 at $0, then remaining months.

6-Month Deferral: 1 payment upfront, next 6 at $0, then remaining months.

9-Month Deferral: 1 payment upfront, next 9 at $0, then remaining months

12-Month Deferral:1 payment upfront, next 12 at $0, then remaining months

CONTACT

BILL STEUER (ext. 202107) or TODD GREENBERG (ext. 202122)

ACI Financial, Inc.

800-648-6477

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