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Types of Environmental Financing PDF Print E-mail

EQUIPMENT FINANCE AGREEMENT (a.k.a Financing)

FINANCE TO OWN – NO RESIDUAL, NO BUY OUT

  • CUSTOMER GETS DEPRECIATION (Tax Code 179)

  • FIXED PAYMENTS

  • NO PURCHASE OPTION (Full Pay Out)


CAPITAL LEASE (a.k.a $1.00 Purchase Lease/$1.00 Out Lease)

Lease To Own

  • CUSTOMER GETS DEPRECIATION (Tax Code 179)

  • FIXED PAYMENTS

  • STATED PURCHASE OPTION ($1.00 OR 10%)


OPERATING LEASE (a.k.a Fair Market Value Lease/FMV Lease)

Lease With The Option To Buy

  • MONTHLY PAYMENTS ARE DEDUCTIBLE EACH YEAR

  • FIXED PAYMENTS

  • FAIR MARKET VALUE PURCHASE OPTION – Hardware Only

Unique Structures


No-Deferral: No payment upfront, first payment in 30 days.

3-Month Deferral: 1 payment upfront, next 3 at $0, then remaining months.

6-Month Deferral: 1 payment upfront, next 6 at $0, then remaining months.

9-Month Deferral: 1 payment upfront, next 9 at $0, then remaining months

12-Month Deferral:1 payment upfront, next 12 at $0, then remaining months

CONTACT

JEFF KAISER

ext. 202133 

ACI Financial, Inc.

800-648-6477

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